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It is always a good idea to schedule a policy review with an independent insurance agent when seeking a renewal quote or when you are comparing quotes from multiple carriers. At CDL Insurance Services, as your agent, we can help explain the policy terms to ensure that you are comparing “apples to apples”. Proper due diligence is required, if a renewal policy has a lower premium than in previous years, or if a carrier offers a premium significantly lower than other carriers. We carefully examine both policies to ensure that the coverage has not been reduced in-order to achieve a lower premium. Without a full understanding of your policy’s coverages the money you save today may not provide compensation for uncovered costly exposures tomorrow. Contact us today for your free review!!
If you are seeking a renewal or want to compare multiple carriers, we have access to the best rates on home, health, automobile, and life. We can also provide affordable property and liability insurance to entrepreneurs. Be it an operating business or commercial real estate, we offer very competitive Business Owners’ Policy’s. Hard to place or on California Fair Plan? We can secure higher risk cases through our relationships with top-notch surplus lines market in California. Contact us today for our free, no obligation quote!!
Through our network and associations with highly-rated carriers, we can assist you with your insurance needs in California, Nevada, Arizona, Texas and Colorado.
Posted: November 15, 2018Driving on America’s roadways today is a dangerous undertaking. The National Highway Traffic Safety Administration (NHTSA) reports that the U.S. saw 37,461 traffic fatalities in 2016, many of which were caused by driver error. Many people who consider themselves to be safe, dependable drivers actually have dangerous driving habits. Whether you’ve been driving for days or decades, avoiding the following common driving behaviors can help... Read Article
Posted: September 20, 2018Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason, as you are paying your premiums, you should take advantage of available coverage. The reality is, it is not always advisable to file a homeowners insurance claim as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to frown on policyholders... Read Article